[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”grid” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” padding_top=”40″ padding_bottom=”40″][vc_column][vc_row_inner row_type=”row” type=”full_width” text_align=”left” css_animation=””][vc_column_inner][vc_column_text]

Thinking about Short Selling?

[/vc_column_text][vc_separator type=”small” position=”center” color=”#b56f7a” thickness=”3″ width=”5″ width_in_percentages=”yes” up=”20″ down=”20″][vc_column_text]

Are you behind on your mortgage payments? Paying for a property that you owe more then its worth? You’re not alone! 1 out of every 10 homeowners in America is in the same situation that you yourself might be in. But why sit back and do nothing when you have options that can help you avoid foreclosure, save your credit score and help recover your financial future.

[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”grid” angled_section=”no” text_align=”left” background_image=”16445″ background_image_as_pattern=”without_pattern” padding_top=”40″ padding_bottom=”40″][vc_column width=”1/2″][vc_column_text]

What is a Short Sale?

[/vc_column_text][vc_separator type=”small” position=”center” color=”#b56f7a” thickness=”3″ width=”5″ width_in_percentages=”yes” up=”20″ down=”20″][vc_column_text]

A short sale is when the mortgage lender allows you to sell your home for less than what is owed on the loan. Under the HAFA program, the primary lender also agrees to accept the short payoff in full satisfaction of the mortgage debt as well as provides a $3,000 cash incentive to use toward relocation expenses.

[/vc_column_text][vc_separator type=”transparent” thickness=”3″ up=”20″ down=”20″][vc_column_text]

If the Loan Modification doesn’t work out you will more likely end up in foreclosure, which is extremely damaging to your credit, job or future loans and will cause you to be viewed as a security risk.

[/vc_column_text][vc_separator type=”transparent” thickness=”3″ up=”20″ down=”20″][vc_column_text]

When you Short Sale it shows that you did something about your situation instead of just sitting back and doing nothing. It is also far less damaging to your credit and allows you to borrow money again far more quickly.

[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_column_text]

Should I try a Loan Modification or Short Sale?

[/vc_column_text][vc_separator type=”small” position=”center” color=”#b56f7a” thickness=”3″ width=”5″ width_in_percentages=”yes” up=”20″ down=”20″][vc_column_text]

Loan Modifications: rarely get approved or give satisfactory terms, while the process can require many months without answers or progression.

Short Selling: allows your mortgage debt to be eliminated and costs you nothing.

[/vc_column_text][vc_separator type=”transparent” thickness=”3″ up=”20″ down=”20″][vc_column_text]

Loan Modifications: often require you to fall 3 months or more behind on your payment before or more before communicating with you.

Short Selling: can be completed while current on your payments and also allow you to purchase another property immediately.

[/vc_column_text][/vc_column][/vc_row]